Cookie Policy

Last Updated: January 2026

1. Introduction

Irvandis Financial Corp. ("we," "us," "our," or "Company") operates the website and related services. This Cookie Policy explains how we use cookies and similar tracking technologies on our website, mobile applications, and other online services (collectively, the "Services").

By accessing and using our Services, you consent to the use of cookies as described in this policy. If you do not agree with our use of cookies, please adjust your browser settings accordingly or discontinue use of our Services.

2. What Are Cookies?

Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. They serve various purposes, including remembering your preferences, understanding how you interact with our Services, and enhancing your user experience.

Similar technologies include web beacons (small image files that track page visits), pixels, local storage, and similar tracking mechanisms.

3. Types of Cookies We Use

3.1 Essential Cookies

These cookies are necessary for the functioning of our Services. They enable core features such as:

• User authentication and session management
• Security and fraud prevention
• Website stability and performance
• Compliance with legal obligations

Essential cookies cannot be disabled without compromising the functionality of our Services.

3.2 Performance Cookies

These cookies help us understand how visitors interact with our Services, including which pages are visited most frequently, how long users spend on pages, and whether errors occur. This information is aggregated and used to improve website performance and user experience.

Examples include Google Analytics cookies, which track anonymous usage patterns.

3.3 Functional Cookies

These cookies enable enhanced functionality and personalization, such as:

• Remembering your preferences and settings
• Personalizing content and recommendations
• Storing language and accessibility preferences

3.4 Marketing and Advertising Cookies

We may use marketing cookies to:

• Track which advertisements led you to our Services
• Measure the effectiveness of marketing campaigns
• Display targeted advertisements relevant to your interests
• Prevent displaying the same ads repeatedly

4. Third-Party Cookies

We may allow third-party service providers to place cookies on your device. These providers include:

• Analytics providers (Google Analytics)
• Advertising networks
• Social media platforms (if you interact with social buttons)
• Content delivery networks

These third parties have their own privacy policies and cookie policies. We are not responsible for their practices. We encourage you to review their policies directly.

5. Cookie Retention

Cookies have varying lifespans:

• Session Cookies: Deleted when you close your browser
• Persistent Cookies: Retained on your device until a specific expiration date or until you delete them

Most of our marketing and performance cookies expire within 12 months, though some may be retained longer for analytical purposes.

6. Your Cookie Preferences and Control

You have the right to control which cookies are stored on your device:

6.1 Browser Controls

Most web browsers allow you to:

• View and delete cookies
• Block all cookies or only third-party cookies
• Receive warnings when a website attempts to set a cookie

Please note that disabling essential cookies may impair the functionality of our Services.

6.2 Cookie Consent Banner

When you first visit our Services, we display a cookie consent banner. You can:

• Accept all cookies
• Reject non-essential cookies
• Customize your preferences

You can update your preferences at any time by accessing the cookie settings through our website.

6.3 Opt-Out Tools

You may opt out of specific tracking services:

• Google Analytics: Visit Google Analytics Opt-out Browser Add-on
• Do Not Track (DNT): Some browsers support DNT signals; we honor valid DNT requests
• Industry Opt-Out Tools: Visit Digital Advertising Alliance opt-out

7. Data Protection and Privacy

We are committed to protecting your privacy and comply with applicable data protection regulations, including:

• Canada's Personal Information Protection and Electronic Documents Act (PIPEDA)
• Alberta's Provincial Legislation
• GDPR requirements for EU residents

For more information about how we handle your personal data, please refer to our Privacy Policy.

8. Cross-Domain Tracking

We may use cookies to track your activity across multiple domains or services we operate. This helps us understand your overall engagement and provide a seamless experience.

9. Mobile Applications

If you use our mobile applications, we may use similar tracking technologies such as mobile advertising identifiers and local storage. You can control app permissions through your device settings.

10. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including:

• Right to know what personal information is collected
• Right to delete collected personal information
• Right to opt-out of the sale or sharing of personal information

To exercise these rights, please contact us at finance@irvandis.bond.

11. Changes to This Policy

We may update this Cookie Policy periodically to reflect changes in our practices or applicable laws. We will notify you of significant changes by posting the updated policy on our website and updating the "Last Updated" date.

Your continued use of our Services following the posting of revisions constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Cookie Policy or our use of cookies, please contact us:

13. Compliance and Jurisdiction

This Cookie Policy is governed by and construed in accordance with the laws of the Province of Alberta, Canada, without regard to its conflict of law provisions. Any disputes arising from this policy shall be subject to the exclusive jurisdiction of the courts in Alberta.